How can employees ensure their EPF contributions are credited correctly?

To ensure that EPF contributions are credited correctly, employees should regularly check their EPF balance and review their payslips. This practice allows employees to verify that the amount deducted from their salary aligns with the expected EPF contribution based on their salary and the current contribution rates.

By reviewing payslips, employees can identify any discrepancies, such as incorrect contribution amounts or missed deductions. Monitoring the EPF balance helps employees confirm that their contributions have been posted to their EPF accounts accurately and in a timely manner. This proactive approach provides an opportunity to address any concerns directly with their employer or the relevant EPF authorities if discrepancies are found, thereby safeguarding their retirement savings.

While submitting annual tax forms and attending finance meetings may provide information regarding finances, these actions do not directly support the verification of EPF contributions. Contacting the employer for confirmation could be useful, but it is more effective to have personal verification through the balance and payslips as a first step.