At what age can an individual no longer remain on their parents' health insurance plan?

Individuals can remain on their parents' health insurance plan until they turn 26 years old. This provision is a result of the Affordable Care Act, which allows young adults to gain coverage through their parents’ plans until the age of 26, regardless of their marital status, living situation, or financial independence. This policy was designed to help young adults maintain access to health care coverage during a transitional period in their lives, such as completing education or starting their careers.

The other age options are either too young or exceed the limit established by the Affordable Care Act. Individuals aged 21 or 24 may still be in the early stages of adulthood, but they would not have the guaranteed right under this law to remain on their parents' health insurance. The option of 30 is also incorrect, as it greatly exceeds the established age limit for dependent coverage under parents’ plans.